Don't Believe Everything You Hear About Bankruptcy
Chapter 7 and Chapter 13 Bankruptcy | Stockbridge and Macon, Georgia | South Atlanta
At Sampson-Roberts & Associates, P.C., we help people obtain freedom from debt through the protections of the federal bankruptcy code. There are a number of misconceptions about bankruptcy that are not helpful to people who are struggling with debt. We will dispel a few of them today to help you make an informed decision.
Contact us today to discuss your debt relief options.
Sampson-Roberts & Associates, P.C.
Experienced Bankruptcy Attorney
Toll free: 866-601-1761
Locally: 678-369-0787
Is your debt situation urgent? We offer same-day consultations and same-day bankruptcy filing. We have law offices in Stockbridge and Macon, Georgia, and represent clients from all over the South Atlanta area.
Dispelling Bankruptcy Myths
Myth #1: "I will never get credit again if I file for bankruptcy"
The truth: You can get credit shortly after filing for bankruptcy. In fact, in many circumstances, bankruptcy is the best way to start rebuilding your credit.
Myth #2: "I will lose my home if I file for Chapter 7 bankruptcy"
The truth: Under most circumstances, people who file for Chapter 7 are able to keep their house, car and other necessities.
Myth #3: "If I file for Chapter 13 bankruptcy, I must pay back all of my debts"
The truth: Chapter 13 allows you to restructure your debts and pay back as little as one percent or as much as 100 percent, depending on your circumstances.
Myth #4: "My credit will be ruined if I file for bankruptcy"
The truth: Most people who need to file for bankruptcy have poor credit to begin with. Bankruptcy offers a chance to start from scratch and rebuilding credit.
Myth #5: "My friends, family and coworkers will know I filed for bankruptcy"
The truth: While bankruptcy is a public proceeding, the only people who will know about your bankruptcy, most likely, will be your creditors. A personal acquaintance would have to hunt very hard to find that filed for bankruptcy.
Take the First Step to Debt Relief
If you have questions about bankruptcy, we are here to answer them and help you explore your legal options. Contact us today online or call us at 866-601-1761 or locally at 678-369-0787 to talk to an experienced consumer bankruptcy lawyer. We offer all clients free initial consultations.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
